Smulekoff's, the home furnishings leader in Cedar Rapids, offers a very progressive group of credit terms, including everyday interest free terms and a budget plan that can be customized to meet your needs.  Click on the credit terms link on the left to view details of our regular credit offerings.   

We also offer a range of special credit terms depending on the current promotion. We invite you to check out our current special credit terms by clicking the link on the left.

Unlike many retailers, Smulekoff's has been issuing your credit privately for over 100 years.  The people you work with are local and accessible to help you with your credit needs 7 days a week.  We can help tailor a finance package, including payment protection, that is most suitable for your financial position.  

Smulekoff's has more than 23,000 items for the home in our 3.5 acre showroom everyday.  Occasionally though, we don't have the item you are looking for in stock.  When this happens, we are more than happy to custom order from any of our manufacturers, with 20% down and approved credit.

Please do not hesitate to download, fill out and fax in our credit application to (319) 247-7128.  Or mail it to: Smulekoff's, PO Box 74090, Cedar Rapids, IA 52407.  Our credit officers will contact you with your available credit limit within 24 hours of receipt.  This will save you time when purchasing the perfect home or office furnishing, accessory, floor covering, appliance, electronic, jewelry or gift.

Call with your questions or to make payments by phone. Email us at:

We accept VISA, MC and Discover in our store.  Gift certificates in any amount are available.  We also participate in many of the local area school script programs.