Smulekoff's

30 Day Interest Free Terms

The thirty day interest free plan allows you to purchase items and defer payment until one month after the date of delivery.  The balance will remain interest free for this entire length of time!  This plan also provides flexibility by allowing you to carry a balance over a longer period of time.  Each month beyond the initial interest free period requires a monthly payment of 5% of the balance or $25.00, whichever is greater.  Interest will accrue at 19.5% APR.  Purchases on this plan require a 10% down payment on in-stock items and a 20% down payment on special order items.

This plan is perfect for financing special order merchandise because payments are deferred until the date of delivery.  It is simple to use and you will receive a statement each month in the mail, just like your regular credit cards!

Come in today to see if this plan is right for you or view details of our 30 Day Agreement Form by clicking on the red dot.


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  30 day 
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