Layaway Terms

This plan allows you to purchase merchandise without the need for credit approval.  It entitles you to delivery of goods following full payment.  A 10% down payment is required.  Following that, 6 payments equaling 1/6th of the balance are due monthly.  Statements will be sent in the mail each month.  Any layaway that is more than 30 days delinquent will be cancelled and the 10% down payment is kept as a restocking fee.  If the order is cancelled after 30 days, the 10% down payment will also be kept as a restocking fee.