Life and Disability Insurance

Since most families aren't financially prepared for a loss of income as a result of death or disability, we highly recommend the use of credit protection on our installment loans.  Our credit life and disability coverage is carried by Central States Health and Life Company of Omaha.  It is available to all of our customers who meet the underwriting criteria.

Some of the benefits to the customer include:
- Insurance pays off the loan in the event of death or permanent disability.
- Insurance is approved on issue date of loan.
- No physical exams.
- Most generally, no health questions or long health applications.
- No "hazardous job" ratings.
- Covers disability ON or OFF the job.
- Insurance premium can be financed.
- Insures obligation to institution - not income.
- Helps maintain good credit rating.
- Only have to pay on insurance premium until the loan is paid off.
- Insurance pays monthly payments for time off of work due to temporary disability.

Please come in or call to find out which coverage is right for you.